When financial stress grows, everyone pays the price
A data-driven look at what's driving financial pressure at work — and what HR leaders can do about it.
It's rarely just about the money
Key statistics
What the data tells us
Financial stress doesn't stay at home. It follows people into meetings, affects their decisions, and shapes how they feel about their employer.
57%
experienced financial stress in the past year
49%
who are satisfied with their benefits report lower financial stress
Unlock the insights
Access the full report to see what drives financial wellbeing at work
The three forces behind financial stress
Perceived support
Employees want to feel their employer has their back — through benefits, guidance, and access to financial advice.
25% of employees say professional financial advice would help reduce their financial stress
Financial pressure
Credit card debt and lack of emergency savings are the top drivers of stress — and they directly affect focus and performance.
Financial stress affects more than half of employees in the past 12 months — impacting mental well-being, decision-making, and sleep.
Workplace experience
Work-life balance and PTO satisfaction are closely tied to financial stress levels — and to whether someone stays in their role.
Employees with good work-life balance are more than twice as likely to be satisfied with their job (77% vs. 31%)
What HR leaders can do:
Treat wellbeing as a business metric
Financial and emotional wellness belong in your benefits KPIs.
Offer emotional coaching as a benefit
Give employees access to mental and emotional coaching.
Add stress relief to the daily routine
Mindfulness and stress relief resources help employees manage financial worry.
Make flexibility a stress-relief strategy
Audit how flexibility is actually used across teams — and close the gap between policy on paper and practice in real life.
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